About Us

Michael J. Hayes Jr.

CPA, CFP®, RICP®, CDFA
Phone: (540)-604-5690
Fax: (540)-604-5697

Michael J. Hayes Jr., CPA, CFP®, RICP, CDFA is a Partner and CERTIFIED FINANCIAL PLANNERTM professional with Community Financial Group and has over 19 years of experience in the financial services industry.

Mike joined AXA Advisors, LLC in 2006 and works with individual and business clients on creating, implementing and maintaining their financial strategies. He continues to broker through AXA Advisors, LLC to provide financial solutions for his clients.

He has been distinguished in the financial services industry by attaining the CERTIFIED FINANCIAL PLANNERTM professional designation. The designation comes with extensive training in financial planning, estate planning, insurance, investments, employee benefits and retirement planning, as well as in the CFP Board’s Standards of Professional Conduct, which are rigorously enforced.

He has also achieved the Retirement Income Certified Professional® designation from the American College. The RICP® educational curricula is the most complete and comprehensive program available to professional financial advisors looking to help their clients create sustainable retirement income. From retirement portfolio techniques and mitigation of plan risks to the proper use of annuities, employer-sponsored benefits and determining the best Social Security claiming ages.

Mike is a Retirement Planning Specialist. A title awarded by AXA Advisors, based upon receipt of a Certificate in Retirement Planning from The Wharton School, University of Pennsylvania. This title is awarded only to Financial Professionals with AXA Advisors, LLC who have completed the Wharton program and complete the required annual continuing education. Through his commitment to continuing education, he has successfully completed an advanced learning curriculum, focused on asset allocation and wealth management strategies, at The Faculty Club, Harvard University.

More recently he has achieved the Certified Divorce Financial Analyst® (CDFA) designation. With the number of divorces on the rise, he believes it is prudent to have a better understanding of this process to be of greater service to his clients and their families.

Mike is also a member of AXA Advisors, LLC Elite Producer Group. The Elite Producer Group is a division of AXA Advisors, LLC, which represents the top 5% of the company’s 5,000+ Financial Professionals. He is responsible for managing client relationships and providing advice to help our clients reach their financial goals.  His areas of concentration include financial planning, retirement planning and investment management.

Prior to becoming a Financial Professional, he worked for four years at Eastern Virginia Bankshares (EVB) as a Vice President & Corporate Controller. While at EVB, he earned his Certified Public Accountant designation and a certification in Bank Management from the University of Virginia. Before joining EVB he spent three years with Union Bankshares Corporation as a Senior Accountant. 

Mike grew up in Colonial Beach, VA and is a graduate of Strayer University with Honors and holds a Bachelors degree in Accounting. He lives in King George County with his wife, Lisa and when he is not working or spending time with his family, he loves the outdoors and enjoys hunting and fishing. With his love of hunting, he has become a Virginia Hunter Safety Instructor to volunteer and teach the youth about the outdoors and safe hunting. For fishing, he has his Captain’s License to boat the high seas. He is a member of the King George-Dahlgren Rotary club that focuses on giving back in the local community and school systems. When he is not doing any of the above activities, he is passionate about cooking and nearly went to Culinary school to become a Chef. While he is not a trained Chef, his cookies are the stuff of legend!

 

 

 

CFP® and CERTIFIED FINANCIAL PLANNER professional are certification marks owned by the Certified Financial Planner Board of Standards, Inc. These marks are awarded to individuals who successfully complete the CFP Board’s initial and ongoing certification requirements. Retirement Planning Specialist title awarded by AXA Advisors, based upon receipt of a Certificate in Retirement Planning from the Wharton School, University of Pennsylvania. Community Financial Group is not a registered investment advisor and is not owned or operated by AXA Advisors or AXA Network.

The RICP® (Retirement Income Certified Professional®) designation is sought by financial services sales professionals whose focus includes clients planning for their retirement income. The designation’s required curriculum is administered by The American College in Bryn Mawr, PA, which is accredited by The Middle States Commission on Higher Education, Philadelphia, PA 19104. The mark RICP® is the property of The American College and may be used only by individuals who have successfully completed the initial and ongoing certification requirements for this designation. Complaints about a designee can be made by email at Registrar@TheAmericanCollege.edu. or by calling 888-263-7265. To verify a designee, visit http://www.designationcheck.com.

The Retirement Planning Specialist title is awarded by AXA Advisors, based upon the Financial Professional's (FP) receipt of a Certificate in Retirement Planning from the Wharton School, University of Pennsylvania. In a collaboration between the Wharton School and AXA Advisors' affiliate, AXA Equitable Life Insurance Company (NY, NY), coursework for the certificate was developed exclusively for AXA Advisors FPs, and the title may be used only by FPs who have completed the required coursework and maintain the title through ongoing continuing education requirements. To verify that an FP has earned and holds the title in good standing, contact AXA Equitable atretirement@axa-equitable.com. Complaints about an AXA Advisors FP should be directed to customer.relations@axa-equitable.com

 

 

Arkansas Insurance License #: 8793447

Securities and investment advisory services offered through AXA Advisors, LLC (212-314-4600), member FINRA/SIPC. Annuity and insurance products offered through AXA Network, LLC and its insurance agency subsidiaries. AXA Network, LLC does business in California as AXA Network Insurance Agency of California, LLC and, in Utah, AXA Network Insurance Agency of Utah, LLC. AXA Advisors and its affiliates do not provide tax or legal advice. Individuals may transact business and/or respond to inquiries only in state(s) in which they are properly registered and/or licensed. The information in this web site is not investment or securities advice and does not constitute an offer.

Fredericksburg Office <br> 107 Amelia St. Fredericksburg, VA 22401 <br> 540-604-5690 <br> allana.moore@axa-advisors.com <br> <br> Richmond Office <br> 7231 Forest Ave. Suite 300 Richmond, VA 23226 <br> 804-288-1100 <br> rachael.glass@axa-advisors.com <br> <br> Roanoke Office <br> 917 E. Washington Ave. Vinton VA, 24179 <br> 540-342-7890 <br> kori.falcon@axa-advisors.com is not owned or operated by AXA Advisors, LLC or its affiliates.

California Insurance License #: 0H30647 (Fines)

Arkansas Insurance License #: 7644804 (Fines)/8793447 (Hayes)

The Retirement Planning Specialist title is awarded by AXA Advisors, based upon the Financial Professional's (FP) receipt of a Certificate in Retirement Planning from the Wharton School, University of Pennsylvania. In a collaboration between the Wharton School and AXA Advisors' affiliate, AXA Equitable Life Insurance Company (NY, NY), coursework for the certificate was developed exclusively for AXA Advisors FPs, and the title may be used only by FPs who have completed the required coursework and maintain the title through ongoing continuing education requirements. To verify that an FP has earned and holds the title in good standing, contact AXA Equitable atretirement@axa-equitable.com. Complaints about an AXA Advisors FP should be directed to customer.relations@axa-equitable.com.

The RICP® (Retirement Income Certified Professional®) designation is sought by financial services sales professionals whose focus includes clients planning for their retirement income. The designation's required curriculum is administered by The American College in Bryn Mawr, PA, which is accredited by The Middle States Commission on Higher Education, Philadelphia, PA 19104. The mark RICP® is the property of The American College and may be used only by individuals who have successfully completed the initial and ongoing certification requirements for this designation. Complaints about a designee can be made by e-mail at Registrar@TheAmericanCollege.edu. or by calling 888-263-7265. To verify a designee, visit http://www.designationcheck.com.

Securities offered through AXA Advisors, LLC (212-314-4600), member FINRA/SIPC. Investment advisory products and services offered through AXA Advisors, LLC, an investment advisor registered with the SEC. Annuity and insurance products offered through AXA Network, LLC and its insurance agency subsidiaries. AXA Network, LLC does business in California as AXA Network Insurance Agency of California, LLC and, in Utah, AXA Network Insurance Agency of Utah, LLC. AXA Advisors and its affiliates do not provide tax or legal advice. Individuals may transact business and/or respond to inquiries only in state(s) in which they are properly registered and/or licensed. The information in this web site is not investment or securities advice and does not constitute an offer.

Community Financial Group is not owned or operated by AXA Advisors or AXA Network.

AXA Equitable Holdings, Inc. is a publicly traded corporation, and it and its subsidiaries are currently using trademarks including the "AXA" name, AXA logo and associated trademarks of AXA SA under license.

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