Christopher G. Fines, CFP®, RICP® is a Partner and CERTIFIED FINANCIAL PLANNER™ professional with Community Financial Group and has over 17 years of experience in the financial services industry.

Chris joined AXA Advisors, LLC as a Financial Professional in 2003 and is responsible for helping our clients create, implement, and manage their financial strategies to help them reach their goals. His areas of concentration include retirement planning, investment management, and insurance planning.

He has been distinguished in the financial services industry by attaining the CERTIFIED FINANCIAL PLANNER™ professional designation. The designation comes with extensive training in financial planning, estate planning, insurance, investments, employee benefits and retirement planning, as well as in CFP Board’s Standards of Professional Conduct, which are rigorously enforced. He has also achieved the Retirement Income Certified Professional® designation from the American College. The RICP® educational curricula is the most complete and comprehensive program available to professional financial advisors looking to help their clients create sustainable retirement income. From retirement portfolio techniques and mitigation of plan risks to the proper use of annuities, employer-sponsored benefits and determining the best Social Security claiming age.

Chris is a member of the Financial Planning Association (FPA) which helps him keep up to date on the latest research and ideas in the financial planning industry.  Before joining AXA Advisors, LLC in 2003, Chris spent four years at Union Bank & Trust and its parent company, Union Bankshares (now Union Bank). During this time he worked in various areas of the bank’s financial services, including commercial loan credit analysis and marketing.

Chris graduated from Mary Washington College in 1999 with a degree in Business Administration.  He lives in Spotsylvania County with his wife, Regina, and their four children Jillian, Amelia, Oliver, and Hattie.  His community activities include membership in the Rappahannock Rotary Club, Spotsylvania Educational Foundation Board, and the University of Mary Washington’s College of Business Advisory Board.  When he is not working or spending time with his family he enjoys exercising, golf, reading, and playing guitar.

CFP® and CERTIFIED FINANCIAL PLANNER™ professional are certification marks owned by the Certified Financial Planner Board of Standards, Inc. These marks are awarded to individuals who successfully complete the CFP Board’s initial and ongoing certification requirements. Community Financial Group is not a registered investment advisor and is not owned or operated by AXA Advisors or AXA Network.

Securities offered through AXA Advisors, LLC (NY, NY 212-314-4600), member FINRA, SIPC. Investment advisory products and services offered through AXA Advisors, LLC, an investment advisor registered with the SEC. Annuity and insurance products offered through AXA Network, LLC. Community Financial Group is not a registered investment advisor and is not owned or operated by AXA Advisors or AXA Network. AGE 144099 (EXP 03/21)    AR Insurance Lic # 7644804   CA Insurance Lic. # 0H30647